The 10 Claiming Strategies to Optimize Your Social Security Benefits.
The Biggest Mistake Retirees Make that Cost Them Tens of Thousands of Dollars in Lost Income (And How to Avoid Them)
When, Why and How Your Social Security Benefits May be Taxed, and How to Reduce or Eliminate These Additional Taxes - Keeping More in Your Pocket!
How Your Social Security Benefits Work With Your Other Income and Assets to Generate an Income You Cannot Outlive.
The Top Claiming Strategies For Married Couples, Divorced, and or Widowed Retirees.
And Much More!
If you’re like most people approaching retirement, you may have questions like:
“When should I start taking Social Security?”
“How can I get the most out of my benefits?”
“Will my spouse be taken care of if I pass first?”
These aren’t just casual questions — they’re critical financial decisions that could impact your income for the rest of your life.
Here’s The Hard Truth:
96% of retirees claim their benefits at the wrong time —
and it costs them an average of $230,000 in lost benefits per household.
Why?
Because the Social Security Administration (SSA) can only give you general information. They cannot offer personal advice about the best strategy for you, your spouse, and your unique financial picture.
But here’s the good news...
... You don’t have to figure it out alone.
Our new book, "Social Security Clarity", is here to help.
Inside, you'll discover the proven strategies to optimize your benefits, protect your spouse, and secure your financial future.
SOCIAL SECURITY CLARITY TODAY
Everything Included:
The Social Security Clarity Book $27 FREE!
Claiming Strategy Evaluation Worksheet™ $17 FREE!
Future Income Assessment Worksheet™ $17 FREE!
Household Benefits Optimizer™ $17 FREE!
Income Gap Analysis Tool™ $17 FREE!
Income Gap Funding Worksheet™ $17 FREE!
Earnings Impact Calculator™ $17 FREE!
Social Security Tax Strategy Guide™ $17 FREE!
Spousal Social Security Checklist™ $17 FREE!
Social Security Benefits Self-Assessment™ $17 FREE!
Social Security Fraud Defense Checklist™ $17 FREE!
The problem is simple: Social Security is complex.
There are over 2,700 rules and countless strategies that affect how and when you should claim.
Without a clear strategy, you could end up like Jerry.
Jerry followed the "standard advice" from the SSA and claimed early. But when he passed away, his wife’s benefits were drastically reduced, and she lost out on over
$200,000 in lifetime income.
Jerry did what he thought was right — but his choice cost his family dearly.
On the other hand, there’s Bob and Mary.
After reading about the mistakes other retirees made, they decided to follow a better approach. By delaying benefits for just a few years and coordinating their strategy, they added $186,000 to their lifetime income and reduced their taxes by $35,000!
The difference?
Bob and Mary had a strategy. Jerry didn’t.
Our new book, "Social Security Clarity", walks you step-by-step through the decisions that will have the greatest impact on your financial future.
This isn’t just about "when to file."
It’s about how to optimize every benefit you’re entitled to, while ensuring your spouse is protected for life.
Here’s a Sneak Peek at What You’ll Discover Inside the Book:
The #1 Most Costly Mistake Retirees Make When Filing for Benefits — and how you can avoid it.
Why Age 62, 67, or 70 May Not Be the Right Time to Claim Your Benefits (It’s Not as Simple as You Think).
How to Protect Your Spouse from Losing Income If You Pass Away First.
Secrets to Increasing Your Benefit by up to 76% with Smart Filing Strategies.
How to Reduce Taxes on Social Security — Keep More of What You Earn.
And much more!
Every chapter is written in plain, simple language — no jargon, no “financial speak” — just clear, actionable advice you can use right away.
If you’re like most retirees, you’ve probably seen generic advice on Social Security.
“File at 62,” or “Wait until 70 for more money.”
Here’s the problem...
Generic advice doesn’t work.
That’s because every person’s situation is different. The age you retire, the amount you’ve saved, your spouse’s age, and your health all play a role in what you should do.
This book takes a personalized approach. It’s not just about “maximizing” your benefit — it’s about optimizing it for your unique situation.
Our approach is based on years of experience helping retirees get it right the first time.
Here’s why this matters:
While some people might get by with general advice, others — like Bob and Mary — could add six figures to their retirement income with just a few smart decisions.
That’s the power of having clarity.
When you retire, your Social Security claiming decision will affect you for the rest of your life...
... and while changes are possible, they're limited and very time-sensitive.
Here's the concerning part: Most people don't realize the impact of their claiming decision until challenges arise - whether it's the loss of a spouse, unexpected health issues, or depleting savings faster than planned.
Remember Jerry? Making the wrong claiming decision could mean leaving hundreds of thousands of dollars in lifetime benefits on the table.
Don’t make the same mistake.
With this book, you can avoid that pain.
For the cost of a few cups of coffee, you could add tens (or even hundreds) of thousands of dollars to your retirement income.
This is your chance to get the information and educational guidance you need to make the best decisions possible for you and your family.
Don’t wait.
Every day you delay your Social Security decision could cost you. The earlier you get the facts, the more control you’ll have over your future.
Don’t leave your financial security up to chance.
Get the clarity, confidence, and peace of mind you deserve.
Here’s how to know if you need this book:
You’re over age 55 and thinking about when to claim your Social Security benefits.
You want to avoid costly mistakes that could cost you and your spouse six figures in lost income.
You’re ready to turn “uncertainty” into clarity and confidence.
Don’t wait. Your future income is too important to leave up to chance.
Contact: [email protected]
1 Source: LifeYield, "Social Security Optimization," accessed October 24, 2024
© Copyright 2025. NLA-000332 - RichLife Advisors - Beau Henderson. All Rights Reserved.
The RichLife Resource, LLC, is an educational company providing general information and resources to guide your financial journey. If you choose to seek personalized financial advice, those services will be offered separately through RichLife Advisors LLC. Investment advisory services are provided by investment adviser representatives of Fiduciary Capital Inc., a state-registered investment adviser. Insurance services are offered through RichLife Advisors LLC, an insurance agency. Although The RichLife Resource, LLC, Fiduciary Capital Inc., and RichLife Advisors, LLC, are separate legal entities, they are affiliated under common ownership. Maximizing your Social Security benefits depends on factors like life expectancy. For example, delaying your claim to receive a higher monthly benefit could be less beneficial if you pass away earlier than expected. This content is not endorsed by any government agency.